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- hospitalization and surgery fees
- day case procedure3
- outpatient care for pre- and post- Confinement / Day case procedure
- prescribed diagnostic imaging tests4, including CT, MRI, PET, PET-CT and PET-MRI
- non-surgical cancer treatments, including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy
- psychiatric treatment1
- lump sum benefit against medical negligence5
3 Day Case Procedure refers to a Medically Necessary surgical procedure for investigation or treatment performed in a medical clinic, or day case procedure centre or Hospital with facilities for recovery.
4 Subject to 30% Coinsurance, Policy Holder is required to pay 30% of the actual medical expenses.
5 If the Insured Person dies or suffers from Total and Permanent Disability directly as a consequence of any negligent action or failure to observe reasonable and customary standards by a healthcare professional of the relevant Hospital, the medical negligence benefit as stated in the Benefit Schedule shall be payable. The benefit shall be made once only for each incident.
The TaxVantage Medical Plan* (Standard Plan) delivers basic medical insurance covering a range of surgeries, therapies and hospitalization benefits. The medical plan is a Certified Standard Plan under the Voluntary Health Insurance Scheme (VHIS). Coverage provided by TaxVantage Medical Plan is applicable worldwide, with guaranteed renewals for life. It also gives you free choice of healthcare service providers and ward class.
* YF Life Insurance International Limited is registered as a provider for the Voluntary Health Insurance Scheme (VHIS), implemented by the government of the HKSAR (registration number 00025, effective on March 6, 2019).
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The above information contains general information of the Plan and is for reference only. It does not form part of the policy and does not contain the full terms of the policy. You should not purchase any insurance product based solely on the above information. To understand the details, full terms and conditions of this Plan, please refer to the product brochure and terms and benefits of the policy / policy documents for exact benefit coverage, terms and conditions, risk disclosures, product risks and exclusions. The above information does not represent a contract between YF Life and anyone else.
The above information is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong. If you are not currently in Hong Kong, YF Life will not be able to provide you with related products and offers.
You and other interested parties should seek independent financial, tax, legal advice.Although care is taken in preparing the above information, YF Life disclaims any express or implied warranty as to the accuracy of the content and any liability with respect to it. In the event of any conflict or inconsistency between the contents of the above information and the relevant policy contracts, the relevant policy contract shall prevail.
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