Hospital Benefits

| Medical| HBP|

Hospital Benefits

| Medical| HBP|

Hospital Benefits

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Product Features

E+ Medicare

Extensive Coverage: Comprehensive coverage and reimbursement of eligible hospitalization and medical expenses; 3 plan levels covering Ward, Semi-Private Room, and Standard Private Room
Guaranteed Lifetime Coverage Until Age 100
No Claim Bonus: Up to a maximum of 15%
Optional Supplementary Benefits: Supplementary Major Medical Benefit; Extra Cancer Benefit

Hospital Income Benefit

Compensation of income loss during hospitalization
Intensive Care: Double Support
24-hour Global Hospitalization

Supplementary Major Medical Benefit

If the actual hospitalization and medical expenses¹incurred are in excess of maximum benefit per disability covered by E+ Medicare, this supplementary benefit will reimburse eligible expenses up to HK$350,000 / MOP350,000

Notes:

^1. Cancer Treatment Benefit, Renal Dialysis Benefit, Home Nursing Benefit and Pre- and Post-hospitalization / Surgery Out-patient Treatment Benefit are not included.

Extra Cancer Benefit

This supplementary benefit is to provide adequate financial support for cancer therapy. A maximum reimbursement of eligible expenses per Cancer² will be payable up to HK$2,000,000 / MOP2,000,000³

Notes:

^2.Two or more Cancer diagnoses are considered as the same Cancer except where (i) the subsequent Cancer is of a different pathological and histological type (whether it occurs in the same or a different organ), and is not a Recurrence of any previously diagnosed Cancer and is first diagnosed at least 1 year after the date of first diagnosis of the immediate preceding Cancer, or (ii) the subsequent Cancer is a Recurrence of the Relevant Preceding, but has been first diagnosed after a 5 year Cancer Waiting Period from a previously diagnosed Cancer.

^3. The following are not included: 1) treatment undergone solely for complications and adverse effects of cancer treatment; 2) cost of surgical procedures except specifically covered; 3) room & board charges.

Choose Wisely, Live Freely: Medical Freedom As You Want It

With Hospital Benefits, you can choose from two basic plans for medical and hospitalization: E+ Medicare and Hospital Income Benefit. You can also opt for both Supplementary Major Medical Benefit and Extra Cancer Benefit together, or choose either one to attach to E+ Medicare, ensuring total peace of mind for yourself and your loved ones.

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