January 22, 2025

Two flagship products of YF Life Insurance International Limited (YF Life) have been honored with three accolades in the "10Life 5-Star Insurance Awards 2025," each achieving a rating of 9.0 points or higher. This fully reflects YF Life’s commitment to providing customers with high-quality wealth enhancement solutions and critical illness protection.

Ms. Jasmine Hui, Chief Proposition Officer at YF Life, stated: "We are very honored to once again receive recognition at the '10Life 5-Star Insurance Awards 2025.' Among them, our highly sought-after flagship products, the 'Prosperous Infinity Saver' and 'YF PrimeHealth Pro (Signature)' won '5-Star Savings Insurance Award (Retirement)'1, '5-Star Savings Insurance Award (Legacy)'1, and '5-Star Critical Illness Insurance Award (Lifetime Critical Illness) '2 respectively. This is a great encouragement for our continuous innovation and improvement of product services. The Prosperous Infinity Saver offers up to 10 policy currency options, Bonus Lock-in and Unlock features, as well as the flexibility to convert Cash Values into 'Lifetime Annuity' options, creating a more comprehensive future wealth and legacy blueprint for our clients. The 'YF PrimeHealth Pro (Signature)' covers 182 illnesses, providing multiple protections and financial support, standing with customers through thick and thin. Looking ahead, we will continue to strive for excellence, deeply understand customer needs, and dedicate ourselves to providing diversified high-quality insurance solutions, fulfilling our brand promise of 'Own the Future.'"

Centered on flexible wealth management solutions, 'Prosperous Infinity Saver' combines both defensive and offensive strategies, possessing stable growth and high potential returns, and has been well-received by the market since its launch. This plan has several flexible asset allocation options, including 12 lifetime annuity options and policy-split choices. In addition to USD, HKD, MOP, RMB, GBP, SGD, AUD, CAD, and CHF, EUR has now been added, bringing the total to 10 currency options. Starting from the first policy anniversary, policy owners can switch their policy currency to another of their choice. To enhance investment opportunities, the Bonus Lock-in Option has been advanced from the 15th to the 10th policy anniversary. This feature enables the policy owner to transfer the latest cash value of their Reversionary Bonus and Terminal Bonus into a Bonus Lock-in Account to earn interest at a non-guaranteed rate. Additionally, the newly introduced Bonus Unlock Option allows policy owners to transfer part or all of the value in the Locked-in account back to Reversionary Bonus and Terminal Bonus one year after exercising the Bonus Lock-in Option, providing flexibility to adapt their strategy as needed.

'YF PrimeHealth Pro (Signature)' provides customers with multiple protections and support, covering 33 types of severe child diseases, 149 major critical illnesses, early-stage diseases, carcinoma-in-situ/early stage cancers, as well as an assessment allowance for Attention-Deficit Hyperactivity Disorder and Seamless Coverage Restoration and Advance Payout Option for Cancer, which are unique in the market3. Furthermore, it features a market-first3 Rare Diseases Extra Benefit. If diagnosed with a specified rare disease, such as Amyotrophic Lateral Sclerosis (ALS), clients can receive an extra benefit equivalent to 10% of the Basic Sum Insured.

List of 5-Star Insurance Award-Winning Products by YF Life⁴:

• YF Life - Infinity Wealth Builder 2 (Prepaid) - 5-Star Savings Insurance Award (Golden Decade)
• YF Life – Infinity Saver 3 (10-Year Payment) - 5-Star Savings Insurance Award (Retirement) and 5-Star Savings Insurance Award (Legacy)
• YF Life - Prosperous Infinity Saver (10-Year Payment) - 5-Star Savings Insurance Award (Legacy)
• YF Life - Prosperous Infinity Saver (5-Year Payment) - 5-Star Savings Insurance Award (Retirement)
• YF Life - YF PrimeHealth Pro (Signature) - 5-Star Critical Illness Insurance Award (Lifetime Critical Illness)
• YF Life - MY Lifetime Immediate Annuity - 5-Star Immediate Annuity Insurance Award

The "10Life 5-Star Insurance Awards 2025," organized by 10Life, is now in its fourth year. The awards are evaluated based on product information, factual data, and quantitative research. The analysis considers protection coverage and policy terms, assuming the perspective of a general consumer. The ratings are entirely independent and not influenced by any commercial collaboration or fees received from insurance companies. A 5-Star rating from 10Life represents the highest level of protection within each insurance category.

Remarks:

1. Source: 10Life Insurance Comparison Platform. The Prosperous Infinity Saver received the "5-Star Savings Insurance Award (Retirement)" and the "5-Star Savings Insurance Award (Legacy)" in the "10Life 5-Star Insurance Awards 2025" (as of January 6, 2025). Details: https://www.10life.com/en/5star-products-2025.
2. Source: 10Life Insurance Comparison Platform. The YF PrimeHealth Pro (Signature) received the "5-Star Critical Illness Insurance Award (Lifetime Critical Illness)" in the "10Life 5-Star Insurance Awards 2025" (as of January 6, 2025). Details: https://www.10life.com/en/5star-products-2025.
3. Based on comparable plans from major insurance companies in the Hong Kong and Macau markets as of June 1, 2024.
4. Source: 10Life Insurance Comparison Platform. Details: https://www.10life.com/en/5star-products-2025/insurer-yflife/savings#award-products
5. The information contained in this press release is intended as a general summary of information for reference only. For more details, please refer to relevant product brochures, promotion leaflets, and policy documents. The terms and conditions of the policy shall prevail. The product information in this press release does not contain the complete terms of the product, which are set out in the policy documents. Please refer to the main product brochure and policy terms and conditions, as well as the explanatory documents provided by your licensed insurance intermediary, to fully understand the details and complete terms and conditions regarding the mentioned definitions, fees, product features, exclusions, and compensation payment conditions related to the plan. For inquiries, please contact our customer service hotline: (852) 2533 5555. This press release is intended for distribution in Hong Kong and Macau only and should not be construed as an offer or solicitation to sell or promote any YF Life products outside Hong Kong and Macau.
6. The Information contained in this press release is not sufficient to form the basis of any decisions to purchase any insurance products. You should carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions.

The Prosperous Infinity Saver received the "5-Star Savings Insurance Award (Retirement)" and the "5-Star Savings Insurance Award (Legacy)" in the "10Life 5-Star Insurance Awards 2025" (as of January 6, 2025).

The YF PrimeHealth Pro (Signature) received the "5-Star Critical Illness Insurance Award (Lifetime Critical Illness)" in the "10Life 5-Star Insurance Awards 2025" (as of January 6, 2025).